Hey Otter, is the admin DM checked here? I sent a DM to there asking about taking over a specific community here that has an inactive mod and also inviting users from various Canadian Reddit subs to use this Lemmy, but it’s been like 2 or so weeks and no reply. No rush, or being pushy for a yes or anything, just want to know if it’s been received.

Don’t give up! I might start doing it, but need to check with the admins here.

Reddit too. Bring people to Lemmy.

It still benefits you! Less traffic on your way to work.

30%+ of all microplastics in the environment are from car tyres.

The post is about the *payment processor* being the bad actor. In that case, crypto is an alternative because it bypasses processors entirely.

If the bad actor is the *merchant*, then you already have consumer protection laws, and beyond that the legal system, same as with cash, crypto or credit cards.

You haven’t shown how cash or credit cards are inherently less risky than the Lightning Network. With cards, you can be debanked or have your account frozen by the processor (which is what happened in this post). With cash, a merchant can just take it and not deliver. Crypto doesn’t make this worse. In fact, it removes the risk of being debanked while functioning like digital cash (crypto payments can be made directly, not just through custodial processors).

Chargebacks exist with cards, but they’re double-edged (e.g. fraud, arbitrary reversals, censorship).

If you don’t understand crypto or don’t see the problems it solves, that’s fine, no one’s forcing you to use it. But dismissing it as “less accountability” doesn’t hold up under scrutiny.

What “bad actors”?

How does this differ than using cash? Or credit card. You are not being clear. What recourse do you have when using cash, for example?

You asked what recourse you have, I assumed you realised we have consumer protections in Canada. Then you tried to twist it into whether I’ve personally taken someone to court. That’s irrelevant since the point is that consumer protections already exist, so your whole argument falls apart. You’re just baiting at this point. And yes, I have returned stuff after paying with cash, crypto and credit card. This is not uncommon.

I’ve never had to take any company to court, because we have consumer protections. That covers purchases with crypto.

Yes, in fact I use the Lightning Network almost daily.

More than using Paypal, obviously. Depending on the amount, you can take them to small claims court, or get lawyers involved for larger sums. The great thing is that they cannot claim you didn’t pay, and you have proof of services rendered, or products purchased. And if you don’t trust the merchant, don’t buy from them.

All transactions are public and verifiable. How is that less accountability?

Yes, simply put, that’s how it works. You should read the whitepaper: https://bitcoin.org/bitcoin.pdf

The first sentence:

A purely peer-to-peer version of electronic cash would allow online payments to be sent directly from one party to another without going through a financial institution

They have a reason? And by devs, do you mean Square Enix, or have the actual programmers gone on the record saying it?

No one downvoted you (or at least I didn’t). I’ll keep an eye out next time, but I usually pay cash and it’s exactly what the meal costs.

I have never had a restaurant ask for a table charge in Japan. I’ve stayed in Tokyo and Osaka a fair bit (months) and have visited Nagano, Nagoya, Kyoto and some smaller cities in between.

In most of the world, you pay what you see on the shelf.

Had a drunk dude run into my garage a few weeks back. He was covered in blood because he had just been in a fight and was fleeing.

He stumbled into my garage, putting blood on the gate and door (door should have been locked, but my MIL sometimes forgets.

I of course grabbed a mallet from the toolbox after hearing crashing in the garage and seeing a dark figure opening the door swiftly on the camera. Wife was already calling the cops, but as soon as I opened the door I could tell the dude was just drunk and couldn’t stand properly. He was crying and lost. I tried to talk to him (putting down the mallet of course), but he ran back out the door, stumbling through my bush and off into the street somewhere. He apparently tried to get into the neighbors yard too, damaging their gate.

He came back like 2 days later to apologise lol.

In America he probably would have been shot.

My biggest shock is here is people thinking this doesn’t already happen to some extent.

Eating Tim Hortons is like eating food made from someone describing food to a cardboard printer.