Most software is a terrible pile of unreadable code with no tests and horrible architecture choices, that somehow manages to keep working just through the power of years of customers finding bugs and complaining loud enough to get them fixed.
If you write any automated tests at all, you’re already better than most “professional” software companies. If you have a CI/CD pipeline, you’re far ahead.
Was it ever good?
I don’t think you understand how fractional reserve banking works. The first paragraph of that Wikipedia page already clearly contradicts you. The banks can still only lend money they have (otherwise how would they lend it? Where would it come from? Only the central bank can print currency). What fractional reserve banking is saying is that banks can invest some portion of the customer deposits that they hold into non-liquid assets, often in the form of loans to other customers, but it could also be invested in other things eg government bonds. The interest banks earn by doing that helps pay for the interest they pay to customers on their saving. They also have to carefully manage their liquidity: maximising returns while still holding enough liquid assets to cover any potential spikes in withdrawals.
Even when investing customer funds, banks still have to meet captial requirements set by the regulators which basically say that their risk-adjusted assets have to cover the liabilities of customer deposits, so that for example they can’t just invest all the deposits in Bitcoin as that would pose too high a risk of insolvency. The reason SVB went insolvent recently was that they successfully lobbied the Trump administration to relax capital requirements for banks of their size, then made risky investments that lost money and they suddenly had less money than they owed their customers.
Can you tell me more?
And yet still no back button, the most basic feature that iPhones sorely lack :(
Better? The Apple hardware is always significantly worse than competition in the same price class. Most of the price of an iPhone goes to their excessive marketing and record profits, so they have to cut costs on hardware
So what you’re saying is, if you want advanced phone features sooner buy an Android, if you want to be subjected to dodgy business practices sooner buy an Apple
The order of superiority goes like this:
American bagels > German rolls > German bagels > American rolls
As an Australian living in Germany for over a decade I’m still not that impressed with German bakeries. The pretzels are awesome and the bread is fine but the sandwiches are lame. They’re like mostly bread and never more than 1 or 2 toppings. A German once told me it’s because the point of the sandwich is the bread and if there are too many toppings you won’t taste the bread 😅
Germans love their bread so much but I think it’s just because that’s what they grew up with, I don’t think it’s objectively as good as they think it is
What are the performance targets? And does the value of the package depend on share price?
What kind of parent has already shown their kid Lion King at age 2 wtf
Then why not use the same app?
The same thing can be said of OSM. The way you pay is with your time
Yeah or alternatively just use the free service that already has all the data
Glad I got to see this comment before the Lemmy hivemind downvoted you to oblivion for posting data that contradicts their world view!
Tbh you can actually quite easily buy a computer with Linux pre installed (ironically they cost more than the ones that come with windows though). I wouldn’t recommend it though, regardless of tech literacy. The problem is that Linux is like 70% easy and great, 20% frustratingly glitchy and unfinished, and 10% getting stuck on completely impossible problems that you will lose weeks of your life to before eventually concluding that no solution actually exists. Nothing ever quite just works, there’s always some caveat or minor issue and you end up chasing rabbit holes instead of actually using your computer to do what you wanted to do
Why is Trump the only alternative? There have to be 1000 better democrats than Biden.