

Payment info is a good use case for 2fa though. Personally, I use vaultwarden to hold my payment details. Open source and I choose my log in requirements, although 2fa is required at least once. From then on, fingerprint on my phone is fine or pin on a browser.
Recognising that some portions of the population are at higher risk leads to better outcomes for them if we follow where that thinking leads. The idea that all men are persecuted as men are more likely to take others rights, in a patriarchy where women have less rights, pay and justice is ridiculous.
Men should not be assumed guilty. Most aren’t and never will be. However, we should recognise those who are at risk and place protections for them. Lack of protections for those that are higher risk is not the same as selectively prosecuting them, which is your implication.