The real question will be is +3% on everything you purchase greater or less than $1600. If you spend less than $53,000.00 per year it’s a benefit. We know the corporations will simply pass the 3% on to consumers (likely with additional percent or three thrown on for good measure). But if you’re spending less than 50K with those corporations it’s still beneficial.
The Beatles - Number 9. Such a ruinous track on an otherwise wonderful album.