IDK but my GF does too. Two bedroom apartment-style condo in Gilbert, AZ. 950ft², $918/mo.
FWIW she bought during that period of COVID when interest rates were at like 2%. And there are also two HOA fees: $315 every month and $270 twice a year. Water is included in the HOA fees. We also pay ~$150/mo for power, and $60/mo for gigabit internet. And then homeowner’s insurance is about $30/year.
So on an average month (not including the semi-annual stuff), we pay about $721.50 each to have a roof over our heads. But we also have cell phone bills ($35/mo each) and car insurance ($150-300/mo each. Vehicles are thankfully paid off), and have to eat. I make about $400-600/week, and she makes twice as much as me. So once all the bills are caught up and my gas tank + stomach are filled, I’m still living paycheck-to-paycheck. She’s doing much better than I am, cause every day another goddamn package with her name on it arrives at our doorstep.
Your bills are ~$1000 and you make ~$2000? Are you spending $1000 on food and gas? Or are you not counting other bills/savings/taxes? And if her bills are similarly $1000, but she makes ~$4000, of course she can afford to shop some.
They’re actually closer to ~$1400 once you factor in weed, medications, and psychiatrist visits without health insurance. And I make closer to $1600-1800/mo depending on how many hours I am able to work. (I’ve never made more than that my entire life.) Which leaves me just $200-400/mo left for food and gas. I also try to invest $50-100 each week, but these days I’m taking more cash out of my fund than I’m putting in. $20 gets me about one day’s worth of food on average, whether I eat out or cook. And I cook about 65% of the time.
Plus I still like to actually go out and do things for time to time, and I try to take at least 1-2 vacations a year to keep myself sane. So you can see how I could easily be living beyond my means while still only covering the bare basics needed to be minimally comfortable and not die of exhaustion during this rat race.
IDK but my GF does too. Two bedroom apartment-style condo in Gilbert, AZ. 950ft², $918/mo.
FWIW she bought during that period of COVID when interest rates were at like 2%. And there are also two HOA fees: $315 every month and $270 twice a year. Water is included in the HOA fees. We also pay ~$150/mo for power, and $60/mo for gigabit internet. And then homeowner’s insurance is about $30/year.
So on an average month (not including the semi-annual stuff), we pay about $721.50 each to have a roof over our heads. But we also have cell phone bills ($35/mo each) and car insurance ($150-300/mo each. Vehicles are thankfully paid off), and have to eat. I make about $400-600/week, and she makes twice as much as me. So once all the bills are caught up and my gas tank + stomach are filled, I’m still living paycheck-to-paycheck. She’s doing much better than I am, cause every day another goddamn package with her name on it arrives at our doorstep.
Your bills are ~$1000 and you make ~$2000? Are you spending $1000 on food and gas? Or are you not counting other bills/savings/taxes? And if her bills are similarly $1000, but she makes ~$4000, of course she can afford to shop some.
They’re actually closer to ~$1400 once you factor in weed, medications, and psychiatrist visits without health insurance. And I make closer to $1600-1800/mo depending on how many hours I am able to work. (I’ve never made more than that my entire life.) Which leaves me just $200-400/mo left for food and gas. I also try to invest $50-100 each week, but these days I’m taking more cash out of my fund than I’m putting in. $20 gets me about one day’s worth of food on average, whether I eat out or cook. And I cook about 65% of the time.
Plus I still like to actually go out and do things for time to time, and I try to take at least 1-2 vacations a year to keep myself sane. So you can see how I could easily be living beyond my means while still only covering the bare basics needed to be minimally comfortable and not die of exhaustion during this rat race.