That is maybe the one big plus of our federal government and both major parties being wholly owned by corporations: out of necessity, unions have returned to their take-no-shit ways and no longer assume any good faith on the part of management.
Plus, if you have no other reason to join, there’s this babe.
WTF?
You’re welcome to disagree, but you can’t pretend I’m not right.
You’re welcome to disagree, but you can’t pretend I’m not right.
WTF?
I was raised in a union household, which seemed to be unusual at the time. Love unions personally they helped both my parents and my sibling. Sibling got a new job near the holidays, union job, and the union gave them a huge basket of holiday food which was cool as hell.
Yeah but no XboX, so like, checkmate.
Way way way back I learned this lesson. I was young and not making much money so I… briefly… resented my union fees. About six months into the job the union negotiated a 30% pay raise for my classification.
Marxist propaganda. /s
How in the hell does this guy have a <$1000 mortgage?
Edit: Yeah my bad guys. I forgot the housing market existed before 2020 lmao.
I was paying $600 for my 3 bed 2 bath house. My dumbass sold it but the moral of the story is probably older locked rate and price in a less expensive area.
If he bought more than ten years ago, isn’t counting property tax or homeowners insurance, and refinanced at the lowest rates, it’s feasible.
You can buy apartments as well
There’s also the magic that is living anywhere that isn’t a long the coast or a major urban city.
Unfortunately that means you also have to live in a slightly racist suburb in the Midwest lol.
“Slightly”
Just a little bit of racism. Just a touch.
Lives somewhere that has houses that aren’t outrageously priced. The national average for housing is insane, but there are still plenty of smaller cities/towns that have cheaper housing. My area averages about $180-300k for decent to relatively nice houses. If they paid a good chunk on their downpayment and bought at low rates, etc.
That’s what mine is without insurance and taxes.
Originally purchased a house in 2009. By 2015 home prices had increased by 50% when we sold it in 2015. Bought a nicer house for less money in a area with a cheaper cost of living. Used most of the money gained from the sale of the 1st house as a down payment. Refinanced the mortgage when rates were 2.85%.
Current home today is now valued at over $500K. If I had to purchase the home I live in today as a first-time home buyer the mortgage would be around $3,500/month.
All of this price increase is driven by corporate investors and short term rentals due to the years of low interest rates thereby creating an artificial shortage.
Home ownership is the best way for the middle and low income classes to build wealth. Of course the wealthy know this and are actively racing to lock them out of it.
IDK but my GF does too. Two bedroom apartment-style condo in Gilbert, AZ. 950ft², $918/mo.
FWIW she bought during that period of COVID when interest rates were at like 2%. And there are also two HOA fees: $315 every month and $270 twice a year. Water is included in the HOA fees. We also pay ~$150/mo for power, and $60/mo for gigabit internet. And then homeowner’s insurance is about $30/year.
So on an average month (not including the semi-annual stuff), we pay about $721.50 each to have a roof over our heads. But we also have cell phone bills ($35/mo each) and car insurance ($150-300/mo each. Vehicles are thankfully paid off), and have to eat. I make about $400-600/week, and she makes twice as much as me. So once all the bills are caught up and my gas tank + stomach are filled, I’m still living paycheck-to-paycheck. She’s doing much better than I am, cause every day another goddamn package with her name on it arrives at our doorstep.
Your bills are ~$1000 and you make ~$2000? Are you spending $1000 on food and gas? Or are you not counting other bills/savings/taxes? And if her bills are similarly $1000, but she makes ~$4000, of course she can afford to shop some.
They’re actually closer to ~$1400 once you factor in weed, medications, and psychiatrist visits without health insurance. And I make closer to $1600-1800/mo depending on how many hours I am able to work. (I’ve never made more than that my entire life.) Which leaves me just $200-400/mo left for food and gas. I also try to invest $50-100 each week, but these days I’m taking more cash out of my fund than I’m putting in. $20 gets me about one day’s worth of food on average, whether I eat out or cook. And I cook about 65% of the time.
Plus I still like to actually go out and do things for time to time, and I try to take at least 1-2 vacations a year to keep myself sane. So you can see how I could easily be living beyond my means while still only covering the bare basics needed to be minimally comfortable and not die of exhaustion during this rat race.
I bought a house in 2020, and my mortgage was just a bit over $1k. It was a bottom-of-the-barrel house in a bad part of town, though. I sold it and bought a better house last year, and now my mortgage is nearly double what it was, though the interest rate is a big factor in that - if interest had stayed the same, it’d only be about $1.5k. I’d imagine if you bought am average house with a good interest rate over a decade ago, you probably only have $1k mortgage.
Also he’s appears to be working 71.515151 hour weeks.
IDK, I had a ~$1100ish mortgage back in 2007 or so.
No pizza parties though?
