A global study led by a researcher at Columbia University Mailman School of Public Health and published in the journal Scientific Reports finds that economic inequality on a social level cannot be explained by bad choices among the poor nor by good decisions among the rich. Poor decisions were the same across all income groups, including for people who have overcome poverty.
I knew a guy whose grandparents rolled three 12s in a row, now he keeps knocking the die off the table, but is allowed to do it again and again because of the good choices of his grandparents.