If you get, say, depressed because of your life being constant shit, how will going to a mental institution help? How does therapy help?
It’s not like therapy is going to solve the problems you face in life, like lack of money, friends, bad job, etc? I guess I’m asking what is the purpose of therapy and mental institutions?
The confusion of the OP was how would a therapist help fix financial issues? The thing about depression and other mental health issues is that they will remain even if the financial situation gets fixed (e.g. you come into a windfall). They are due to underlying problems.
Depression needs to be treated along with getting financial advice from a different expert.
The same procedure applies to depression as well.
I think OP was confused that financial problems cause depression rather than it being a separate thing that is exacerbated by life circumstances. If that is your line of thinking then it makes no sense for a therapist to treat depression unless they’re also really good with personal finance or can get the patient a good job.