The funniest part of the ‘social credit score’ bullshit is we absolutely have it here in the United States. It’s called your credit fucking score. So many aspects of life are gatekept by access to money which, in the current economy, means access to debt, which is controlled by: your credit score. And it can absolutely negatively impact your life. And not just prejudices from private citizens.
You try driving a beat up clunker of a car through nice neighborhoods and see how long until a cop shows up to ask what you’re doing there. That’s a state actor. You try sending your kids to a good school when you can’t get a loan to live in a house in a good school district. That’s municipal government. You try renting an apartment without a fucking pay stub. God. Damn. We live in a society governed by money. Having access to money is a social metric aka a “sCoRe” you fucking barbells.
I’m also 99% sure credit is tied to your family just from anecdotal evidence. Both me and my friend signed up for credit cards the same day at the age of 18.
He could only get a “secured” credit card with a $150 limit, while I had an insane limit for a kid making minimum wage.
Of course his parents filed for bankruptcy years before that, but it does make me wonder.
It absolutely does tie in to your family. And where you live. And a host of other factors outside your control. And not just passively like that. A shitty parent can fuck up your life by doing fraud in your name or vice versa. And now you’re stained by it and it can haunt you like a ghost for years.
In Europe there is tons of private credit info systems, white lists etc. which overlaps or don’t and works pretty randomly for example if someone do some scam on your name you could get permanently blacklisted or not, depend if you get reported and you might get to clear your name or not.
My mom took out my first credit card as a joint family account, so I not only had her positive credit, I could make purchases and she could immediately repay them. For example, sometimes I’d buy our groceries or pay the electric bill. That way, I was building up credit without actually doing anything.
Didn’t you know? Usonians are in front of mirrors at all times, spew incoherent garbage nonsense about social credit scores, china genocideded muslims and 500 gorillion homeless then pretend they don’t recognize themselves in the process.
The funniest part of the ‘social credit score’ bullshit is we absolutely have it here in the United States. It’s called your credit fucking score. So many aspects of life are gatekept by access to money which, in the current economy, means access to debt, which is controlled by: your credit score. And it can absolutely negatively impact your life. And not just prejudices from private citizens.
You try driving a beat up clunker of a car through nice neighborhoods and see how long until a cop shows up to ask what you’re doing there. That’s a state actor. You try sending your kids to a good school when you can’t get a loan to live in a house in a good school district. That’s municipal government. You try renting an apartment without a fucking pay stub. God. Damn. We live in a society governed by money. Having access to money is a social metric aka a “sCoRe” you fucking barbells.
I’m also 99% sure credit is tied to your family just from anecdotal evidence. Both me and my friend signed up for credit cards the same day at the age of 18.
He could only get a “secured” credit card with a $150 limit, while I had an insane limit for a kid making minimum wage.
Of course his parents filed for bankruptcy years before that, but it does make me wonder.
It absolutely does tie in to your family. And where you live. And a host of other factors outside your control. And not just passively like that. A shitty parent can fuck up your life by doing fraud in your name or vice versa. And now you’re stained by it and it can haunt you like a ghost for years.
In Europe there is tons of private credit info systems, white lists etc. which overlaps or don’t and works pretty randomly for example if someone do some scam on your name you could get permanently blacklisted or not, depend if you get reported and you might get to clear your name or not.
My mom took out my first credit card as a joint family account, so I not only had her positive credit, I could make purchases and she could immediately repay them. For example, sometimes I’d buy our groceries or pay the electric bill. That way, I was building up credit without actually doing anything.
Didn’t you know? Usonians are in front of mirrors at all times, spew incoherent garbage nonsense about social credit scores, china genocideded muslims and 500 gorillion homeless then pretend they don’t recognize themselves in the process.