Just received an email that the cost of YNAB is increasing (again) to $109/yr effective August 1 for new sign-ups and September 1st for renewals.
Definitely has me checking alternative options again as I don’t feel like there have been enough improvements since the last price increase to justify another one already.
YNAB was a life changer for me, so it’s hard to talk badly about it, but I did move on to something more reasonable once I got my shit together.
IMO people should get started with YNAB, use the YNAB “rules”, and once they know how it all works, switch to something like Budget with Buckets.
Buckets is not as refined, but the price is right. I do bank syncing with the SimpleFIN Bridge option which is $1.50/month, and I have fewer problems with it than I did with YNAB.